Build Your Dream Home from the Ground Up

Ground up construction loans are designed for borrowers who want to build a home tailored exactly to their vision. This financing option covers the cost of land, materials, and construction while your home is being built. Funds are released in stages as construction progresses, ensuring proper management of the project. It’s the perfect solution for those who want full control over design, layout, and finishes. With the right guidance, building your custom home becomes an exciting and achievable journey.
Contact Us

At DSCR Mtg Gal, we offer specialized mortgage solutions for investors and homebuyers alike. Whether you’re investing in DSCR 1-4 unit and 5+ unit properties or seeking commercial loans, we have the right financing for you. Builders can take advantage of our ground-up construction loans, while flippers benefit from our fix-and-flip financing. We also offer reverse mortgage, 1st position HELOC, VA loans, FHA loans, and conventional loans to serve every borrower’s needs.

Why Choose a Ground Up Construction Loan

Guided Support Throughout the Build

Benefits of Ground Up Construction Loans

apply for a loan now

Who Can Benefit from Ground Up Construction

Why Choose Liz Lopez

Liz Lopez is committed to making the mortgage process clear, comfortable, and client-focused from start to finish. She takes time to understand your goals and matches you with loan options that truly fit your situation. With licensing in more than 20 states, Liz brings broad experience and flexible solutions to a wide range of borrowers. Her approach is built on transparency, communication, and personalized guidance every step of the way. Clients value her reliability, responsiveness, and dedication to helping them move forward with confidence.

We are known for

Clear communication and honest guidance

 

Fast, smooth, and efficient loan processing

Personalized solutions for every borrower

Support that continues beyond closing

talk to a loan specialist

"FAQs"

A mortgage loan is a type of financing used to purchase or refinance a home or property, where the property itself serves as collateral for the loan.

The right loan depends on your financial situation, goals, credit profile, and the type of property you’re financing. A mortgage professional can guide you based on your needs.

Credit score requirements vary by loan program, but many options are available for a wide range of credit profiles, from first-time buyers to experienced investors.

Down payment requirements depend on the loan type. Some programs allow low down payments, while others may require more depending on the property and borrower profile.

Common documents include identification, proof of income, bank statements, tax returns, and credit history. Some programs may require fewer documents than others.

The timeline can vary, but most mortgage approvals take anywhere from a few days to a few weeks depending on the loan type and documentation provided.

Your Trusted Partner in Home Financing

Liz Lopez helps you navigate ground up construction financing with confidence and clarity. With personalized guidance and industry knowledge, she ensures your project stays financially on track from start to finish. Take the first step toward building a home that’s truly yours.