Liz Lopez | NMLS 205358
Nexa Mortgage NMLS #1660690
Licensed In More Than 20 States..
Charles Munoz
NMLS# 785783
7450 Campus Drive, Colorado Springs, CO, 80920
Phone: (719-301-3009)
DSCR Loans for 1–4 and 5+ Unit Properties
FHA Loans are designed to make homeownership possible for first-time buyers and individuals with limited savings or lower credit scores. With the support of Amanda De Oliveira, you can take advantage of this flexible, government-backed loan program that helps you achieve your dream of owning a home. Amanda understands that every buyer’s journey is unique, and she ensures that your FHA loan experience is personalized, stress-free, and focused on your long-term financial goals.
Financing Built Around Property Performance
One of the most attractive features of an FHA loan is the low down payment requirement, which can be as little as 3.5% of the purchase price. This allows more buyers to enter the housing market without the pressure of saving for a large upfront cost. Amanda works closely with you to ensure you meet the eligibility criteria, guiding you through every step of the process with patience, transparency, and expertise.
Scale Your Portfolio with Confidence
For investors ready to grow, DSCR loans offer the opportunity to acquire additional properties without income limitations. From single-family rentals to apartment-style buildings with five or more units, this program adapts to your strategy. Liz provides clear guidance to ensure you understand how cash flow calculations support your approval. With flexible qualification standards, you can focus on expanding your investments rather than paperwork. This makes it easier to act quickly when opportunities arise in the market.
Benefits of DSCR Loans for 1–4 and 5+ Units
_______
Qualify based on rental income instead of personal income
_______
Ideal for both small properties and large multi-unit investments
_______
No tax returns or employment verification required
_______
Designed for fast portfolio expansion and refinancing
A Smarter Way to Finance Investment Properties
DSCR loans remove many of the traditional hurdles that slow investors down. By focusing on property income, this program offers a practical solution for those managing multiple rentals. Liz ensures the loan structure supports both short-term cash flow and long-term financial planning. Investors benefit from a simplified process that allows quicker approvals and closings. Whether you’re acquiring your next property or refinancing an existing one, this option keeps your investment strategy moving forward.
Why Choose Liz Lopez
Liz Lopez is committed to making the mortgage process clear, comfortable, and client-focused from start to finish. She takes time to understand your goals and matches you with loan options that truly fit your situation. With licensing in more than 20 states, Liz brings broad experience and flexible solutions to a wide range of borrowers. Her approach is built on transparency, communication, and personalized guidance every step of the way. Clients value her reliability, responsiveness, and dedication to helping them move forward with confidence.
We are known for
Clear communication and honest guidance
Fast, smooth, and efficient loan processing
Personalized solutions for every borrower
Support that continues beyond closing
"FAQs"
A mortgage loan is a type of financing used to purchase or refinance a home or property, where the property itself serves as collateral for the loan.
The right loan depends on your financial situation, goals, credit profile, and the type of property you’re financing. A mortgage professional can guide you based on your needs.
Credit score requirements vary by loan program, but many options are available for a wide range of credit profiles, from first-time buyers to experienced investors.
Down payment requirements depend on the loan type. Some programs allow low down payments, while others may require more depending on the property and borrower profile.
Common documents include identification, proof of income, bank statements, tax returns, and credit history. Some programs may require fewer documents than others.
The timeline can vary, but most mortgage approvals take anywhere from a few days to a few weeks depending on the loan type and documentation provided.
Your Trusted Partner in Home Financing
Liz Lopez is committed to helping investors access financing solutions that match their growth goals. With deep knowledge of DSCR programs for both 1–4 unit homes and 5+ unit properties, she provides clarity and direction throughout the process. Her approach ensures you understand how to leverage property income to secure funding confidently. If you’re ready to expand your portfolio with fewer restrictions and greater flexibility, this is the right place to begin.
