Liz Lopez | NMLS 205358
Nexa Mortgage NMLS #1660690
Licensed In More Than 20 States..
Charles Munoz
NMLS# 785783
7450 Campus Drive, Colorado Springs, CO, 80920
Phone: (719-301-3009)
Build Your Dream Home from the Ground Up
Ground up construction loans are designed for borrowers who want to build a home tailored exactly to their vision. This financing option covers the cost of land, materials, and construction while your home is being built. Funds are released in stages as construction progresses, ensuring proper management of the project. It’s the perfect solution for those who want full control over design, layout, and finishes. With the right guidance, building your custom home becomes an exciting and achievable journey.
Why Choose a Ground Up Construction Loan
This loan gives you the flexibility to design and construct a home that meets your exact needs and lifestyle. Instead of settling for an existing property, you create a space that reflects your preferences from the foundation to the final details. The staged funding process ensures your builder is paid as milestones are completed. It also provides financial structure and oversight throughout construction.
Guided Support Throughout the Build
Construction financing can seem complex, but with expert support, the process becomes organized and manageable. From reviewing plans and budgets to coordinating draw schedules, every step is handled with clarity. You’ll understand how funds are distributed and what to expect during each phase of the build. Our goal is to keep your project moving smoothly without financial stress.
Benefits of Ground Up Construction Loans
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Finance land purchase and construction costs together
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Funds released in stages based on build progress
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Full control over design, layout, and finishes
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Structured oversight for smoother project completion
Who Can Benefit from Ground Up Construction
This loan is ideal for buyers who want a custom-built home rather than purchasing an existing property. It’s also perfect for those who already own land and are ready to start building. Borrowers who value personalization and long-term satisfaction benefit greatly from this program. Overall, it provides the financial framework needed to turn your vision into reality.
Why Choose Liz Lopez
Liz Lopez is committed to making the mortgage process clear, comfortable, and client-focused from start to finish. She takes time to understand your goals and matches you with loan options that truly fit your situation. With licensing in more than 20 states, Liz brings broad experience and flexible solutions to a wide range of borrowers. Her approach is built on transparency, communication, and personalized guidance every step of the way. Clients value her reliability, responsiveness, and dedication to helping them move forward with confidence.
We are known for
Clear communication and honest guidance
Fast, smooth, and efficient loan processing
Personalized solutions for every borrower
Support that continues beyond closing
"FAQs"
A mortgage loan is a type of financing used to purchase or refinance a home or property, where the property itself serves as collateral for the loan.
The right loan depends on your financial situation, goals, credit profile, and the type of property you’re financing. A mortgage professional can guide you based on your needs.
Credit score requirements vary by loan program, but many options are available for a wide range of credit profiles, from first-time buyers to experienced investors.
Down payment requirements depend on the loan type. Some programs allow low down payments, while others may require more depending on the property and borrower profile.
Common documents include identification, proof of income, bank statements, tax returns, and credit history. Some programs may require fewer documents than others.
The timeline can vary, but most mortgage approvals take anywhere from a few days to a few weeks depending on the loan type and documentation provided.
Your Trusted Partner in Home Financing
Liz Lopez helps you navigate ground up construction financing with confidence and clarity. With personalized guidance and industry knowledge, she ensures your project stays financially on track from start to finish. Take the first step toward building a home that’s truly yours.
